Commercial Mortgages

At The Mortgage Firm, we offer financing for all types of commercial projects including office buildings, strip plazas, industrial land development, recreational, institutional, and more. Our Commercial Loans are designed for small to medium-sized businesses, offering long-term solutions that can help your business when you need to develop new products or services, make large purchases, buy another business, and more. Our competitive interest rates, secured and unsecured options, flexible repayment terms, and availability for small and larger amounts make us the go-to option for all your commercial mortgage needs.

We provide financing options that can suit projects of any size:

  • Residential properties, including houses, townhouses, and condominiums
  • Commercial properties, such as offices, retail spaces, and warehouses
  • Industrial properties, including factories and manufacturing facilities
  • Raw land, suitable for future development or construction
  • Institutional and specialty properties, such as hospitals and schools
  • Land servicing and development, including subdivision development and servicing
  • Multi-unit residential properties, from small buildings to high-rise apartments
  • A commercial mortgage is a loan used to finance a commercial property, such as an office building, retail space, or industrial warehouse. These loans typically have higher interest rates and stricter requirements than residential mortgages.

  • The amount you can borrow with a commercial mortgage depends on several factors, such as the value of the property, your creditworthiness, and the lender's requirements. You may be able to borrow up to 75% of the property's value, but this varies by lender.

  • We offer financing for a wide range of commercial properties, including office buildings, strip plazas, industrial properties, recreational properties, institutional buildings, and more.

  • The requirements can vary depending on the lender and the specifics of your situation, but factors that are typically taken into consideration include your credit score, income, debt-to-income ratio, and the value of the property you are seeking financing for.

  • The main benefit is that a commercial mortgage can provide you with the capital you need to purchase or refinance a commercial property, allowing you to build equity and potentially earn a steady stream of rental income. Additionally, commercial mortgages can have more favorable interest rates and terms compared to other forms of business financing.